During the winter months we usually take a vacation which, most often, we spend on the mountains. You may wish to breathe in the fresh air, relax and prepare for the year ahead. In that case, out of precaution, careful preparation of your travel is advised. This means that before you set out, you should have your car checked if you plan to drive to your destination. Make sure you have also checked the situation on the roads you will use and allow some flexibility in terms of the date of your departure. It is always a good idea to take out a roadside assistance insurance policy. All sorts of problems with your vehicle are possible, and in the winter, they are even likely to occur. These policies are inexpensive, and the service provided in case of any malfunction would be priceless. In addition, you should keep in mind all kinds of situations you may face if you’re are a winter sports enthusiast. With all the snow and ice on the mountain, it’s easy to slip, fall and get hurt. If the injury is serious and you go to see a doctor, the medical expenses you might incur can be significant. If you do the winter sports, such as skiing or snowboarding, however skilful you may be, you can always fall and sustain an injury. Specially trained teams would then come to your aid and transport you to the nearest medical centre. Who would then pay for the medical care and transportation? In such cases, the optimum solution would be for you to get in touch with your insurer and have them sort it out. So, when you’re buying your travel insurance policy (which, as you know or can imagine, may come in quite handy), make sure the ski risk option is included in your coverage. And not only that. You can consult with your insurer if there are other options you may require. It would be absurd not to have an adequate coverage and have you and your family face unpleasant situations because you did not pay a minimum additional cost or because of negligence. Winter sports injuries can be serious, and medical care very expensive.